Privacy Policy
AKM Wealth Private Limited (“we,” “us,” “our,” or “Data Fiduciary”) is an AMFI-registered Mutual Fund Distributor committed to protecting your privacy and personal data. This Privacy Policy explains how we collect, process, use, disclose, store, and protect your personal data in compliance with applicable Indian laws.
1. Notice and Consent
We provide clear notice before collecting personal data. Your consent is free, informed, specific, unconditional, and unambiguous. You may withdraw consent at any time, subject to legal obligations.
2. Types of Personal Data We Collect
- Personal Identifiers: Name, email, phone, address, DOB
- Sensitive Data: PAN, Aadhaar, bank details, financial & KYC documents
- Usage Data: IP address, browser, device, cookies
- Other: Investment preferences, transaction history
3. How We Collect Data
- Directly from you
- Automatically via cookies & analytics
- From authorized third parties (KRAs, AMCs, banks)
4. Purpose of Processing
- Service delivery & investment processing
- KYC & regulatory compliance
- Personalization & fraud prevention
- Legal and statutory obligations
5. Data Sharing & Disclosure
We share data only with authorized partners, service providers, and regulators as required by law. We do not sell or misuse personal data.
6. Data Storage & Retention
Transaction Records: 8 years
KYC Data: Account closure + 5 years
Other Data: Until purpose fulfilled
7. Data Security
We use encryption, access controls, audits, and monitoring to safeguard your data. In case of a breach, affected users and authorities are notified.
8. Your Rights as a Data Principal
- Access & correction
- Erasure (subject to law)
- Consent withdrawal
- Nomination & grievance redressal
9. Cookies & Tracking
We use essential and analytical cookies. You can manage preferences via browser settings.
10. Children’s Data
We do not knowingly collect data from children under 18 without verified parental consent.
11. Changes to This Policy
Updates will be posted on this page with revised dates.
12. Governing Law
This Policy is governed by Indian law. Courts at Indore shall have jurisdiction.
