Done right, financial planning is a process that helps you answer the following questions:

  1. Where you are financially today? We will review your current financial situation.
  2. Where do you want to go from here? We will find out what you want, your objectives and goals for the future.
  3. How are we going to get there? The road map.

Everyone needs financial advice from time to time. Maybe you need help with your investments. Maybe you see retirement on the horizon, and you want to know how you can afford it. Maybe retirement is here, and you need to know how to make your money last. Maybe you are doing your own investing and you want to make sure you are doing the right thing. The list goes on and on.

Someone who puts the client’s interests first. Acts with prudence, skill, care, diligence, and good judgement of a professional. Will not mislead clients. Provides full and fair disclosure of all important facts.

We provide advice for all types of securities, such as ETF’s, Mutual Funds, Bonds, Fixed Deposits, Real Estate, PMS, AIF and Other Retirement Option.

The Certified Financial Planner designation is the elite certification among financial professionals, with approx. 27%+ of financial advisors holding it. There are four components to becoming a Certified Financial Planner, education, examination, experience, and ethics. The education component requires 5 graduate-level courses that cover insurance, investments, retirement planning, estate planning, and taxation. After the education is completed, the planner has to sit for a 6-hour exam that only has a 60% pass rate. In addition to the education and examination, three years’ worth of financial planning experience is required before earning the certification and all CFPs are held to the highest ethical standards in the industry.

Our goal is to provide more value than we cost. We want to help people, so if we don’t think we can put you in a better position than you are now, we won’t work with you. For examples of how we have saved our clients’ money or helped them earn more. While we do improve our clients’ financial situations, most of them say that the greatest value we provide is actually the peace of mind of knowing that they are on the right track and they aren’t trying to figure everything out alone.

Modern technology has made it possible to work with clients in other states and even other countries. In fact, our Guide Financial Planning team itself is spread out in different states and time zones.

Any Individual, Family, Trust or Corporate seeking financial peace of mind can benefit from our services. We serve people from all walks of life. Clients have the flexibility to work with us on a One-time, as needed, or Ongoing basis. We welcome clients who simply need a One-time Financial Consultation or Second Opinion, as well as those who need Full Financial Planning or Ongoing Investment Management Services. In addition, any Business or Organization seeking quality unbiased financial education for their Employees or Members can benefit from financial education programs.

Before recommending any investment, we consider the current economic conditions, the outlook for a particular asset class or type of security, and how the investment fits within a client’s portfolio given his or her objectives and tolerance for risk.
As fiduciaries for our clients, we strive to obtain the most appropriate investment vehicles to meet a client’s objectives, while being very conscious of total expenses and risk exposure.